Construction

How to pay for construction costs and earn credit card rewards points

Construction costs are a necessary part of running a business.

It’s rare to find offices, retail space, or warehouses that perfectly match your requirements.

And even if the shell is in great shape, you will still need to fit out the interior with new walls, dividers, counters, desks, power outlets, and more.

Depending on the level of finish you opt for, construction, renovation, and fit-out costs could each average over $2,000 per square metre.

With pay.com.au, you can earn credit card reward points regardless of what construction costs you are paying for, from project design through to project management, labour, and building materials.

And it doesn’t matter if your architect, contractors, or suppliers don’t accept credit card payments–or only accept VISA or Mastercard.

Whether you are building a new warehouse, modifying an existing structure, or just wanting to refresh your existing location.

Our low fees and simple and easy-to-use interface help you do business better.

pay.com.au will ensure your contractors are paid on time, while allowing you to accumulate frequent flyer points, with the option to double stack PayRewards points on top.

So, once the construction work is done you could have enough points for a full-service Business Class flight to your favourite destination.

How does paying for contractors with a credit card work in the real world?

Many of the contractors you use throughout your building project could be sole traders and only accept payment by direct debit or BPAY.

And while the suppliers of your building materials likely are willing to accept credit card payments, this might be limited to VISA and Mastercard.

With American Express cards offering some of the best points-earning potential, not being able to use your business card for construction costs would see you losing out on rewards.

But with pay.com.au, you can still pay all your contractor and supplier invoices with almost any credit or charge card.

Use your points-earning card to pay us, and we promptly pay each provider on your behalf.

The timing between a credit card payment made to us by you and receipt by the payee is typically only T+2 days.

And with some of the lowest processing fees on the market, you needn’t worry about the significant credit card rewards costing you more.

How many points can you earn paying for business construction with a credit card?

This depends on the size and overall cost of the construction work you’re having done.

With the right business credit card, you could be earning up to 1.25 points per dollar spent on all construction costs paid through pay.com.au

And the thousands of points you could potentially earn can be used to upgrade your next flight to Business Class, or to pay for your hotel.

Don’t have a high points-earning business credit card?

Sign up to one of our well-priced subscription services and we can even help you pick the best card for your business to maximise your rewards, and give you personalised advice on getting the most out of your points.

We will also help you find and book those elusive First Class and Business Class rewards seats to help get you on your way.

What else can you use pay.com.au to pay for?

We don’t just allow businesses to make credit card payments for construction and fit-out costs.

We can also process payments for insurance and professional membership fees or assist in making rent payments and buying business equipment.

You can even use our service to make payments for employee superannuation and to pay ATO bills.

What fees are involved?

pay.com.au offers the lowest fees on the market for processing credit card payments for construction cost. And signing up to one of our great-value subscription packages – which come with a range of other benefits – can bring those fees down even lower.

On our free base package, we charge a 1% fee plus GST for Mastercard transactions, 1.20% plus GST for VISA and 2.10% plus GST for American Express.

On our Premium plan, these fees are 0.20% lower for all card transactions.

How do I sign up?

It’s easy.

Just head to pay.com.au and follow the prompts to sign your business up.

You too could soon be joining our growing number of very happy customers flying at the pointy end of the plane.