Pay.com.au business payments platform dashboard interfaceGuidesBusiness expenses

How to pay for home office equipment with a credit card

PublishedApril 29, 2021

Reading time4 minutes

Pay.com.au business payments platform dashboard interface
Pay.com.au business payments platform dashboard interface

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    Many businesses are adapting to remote work, requiring regular home office equipment upgrades to maintain productivity and efficiency.

    Home office equipment purchases are often necessary but expensive, whether for a small business owner setting up a workspace or a larger company equipping remote employees. However, with pay.com.au, you can turn these significant expenses into a windfall of credit card rewards points.
    Pay.com.au business payments platform dashboard interface

    What home office equipment can you pay for through pay.com.au?

    Our platform isn’t limited to specific types of equipment. You can use pay.com.au for a wide range of home office purchases, including:

    • Computers and laptops
    • Desks and chairs
    • Printers and scanners
    • Internet routers and networking equipment
    • Lighting and decor

    Why pay.com.au beats paying direct

    • Unlock cash flow
    • Earn your full credit card rewards on equipment purchases
    • Earn two sets of rewards by opting in for PayRewards on every credit card payment
    • Earn PayRewards points when paying via a linked bank account
    • Redeem your rewards for almost anything! Flights, gift cards, travel and more

    How do the pay.com.au fees stack up?

    pay.com.au offers you some of the most competitive fees in the market for processing credit card payments for home office equipment:

    • Mastercard: 1% + VAT
    • VISA: 1.20% + VAT
    • American Express: 2.10% + VAT

    Plus there’s an option to add PayRewards Points to every transaction:

    • Earn 1 PayRewards Point per $1 with a 1.0% ex VAT fee
    • Or 2 Points per $1 with a 1.8% ex VAT fee.

    These rates can be further reduced if you subscribe to their Regular or Premium packages. When compared to other B2B payment options, pay.com.au often emerges as a superior rewards and payments ecosystem for your business.

    office supplies sitting on a desk

    Is it worth it for your business?

    When deciding whether to use pay.com.au for your home office equipment purchases, consider:

    • The value of the rewards you’ll earn
    • The fees you’ll pay to obtain the rewards
    • The potential cash flow benefits for your business

    For many businesses, especially those with high equipment costs, the rewards earned can far outweigh the fees, making it a smart financial decision. Feel free to visit our help centre or get in touch with our team who can help you crunch the numbers.

    How do I sign up?

    It’s easy. Head to the link and follow the prompts to sign up for your business. It’s free to get started, and with low fees and a user-friendly interface, pay.com.au helps you do business better while maximising your rewards.

    By using pay.com.au, you could soon be swapping your home office chair for a business-class seat on your next flight. Join our growing number of satisfied customers who are turning their home office equipment expenses into premium travel experiences.


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