Pay.com.au business payments platform dashboard interfaceCase study
Pay.com.au business payments platform dashboard interface

How Animal Carpentry earns their full credit card rewards on ATO payments

Discover how this Melbourne-based carpentry company improved business cashflow whilst earning millions of rewards.

6.6M

Points earned through PayRewards

90+

Different payees, including payroll, ATO bills, suppliers, and more

Doubled Points

By stacking PayRewards on top of credit card payments

Pay.com.au business payments platform dashboard interface

Animal Carpentry are a Melbourne based construction company who specialises in all aspects of carpentry from the initial set out of the site, to the handover of the build.


  • Pay.com.au business payments platform dashboard interfaceINDUSTRY Construction
  • Pay.com.au business payments platform dashboard interfaceLOCATION Melbourne, Australia
  • Pay.com.au business payments platform dashboard interfaceCOMPANY SIZE 10+ employees

How they used pay.com.au

  • Pay.com.au business payments platform dashboard interface

    Credit Card RewardsEarn points for business credit card payments

  • Pay.com.au business payments platform dashboard interface

    Bank Transfer RewardsEarn points for bank transfer payments

  • Pay.com.au business payments platform dashboard interface

    PayRewardsRedeem points for travel, gifts, experiences

Pay.com.au business payments platform dashboard interface

Facing complex payment challenges

Animal Carpentry is a commercial carpentry business based in Melbourne, with over 45 years of combined industry experience across their team.

As their business continued to grow, Co-Director, Mike Sanders grappled with the complexity of managing multiple payments and cashflow within their business.

On top of that, Mike felt their gaps in knowledge about reward programs and concerns about credit card fees prevented them from fully capitalising on their staff, supplier and ATO bills.

That’s when Mike was introduced to pay.com.au – a business payments platform that helps you manage your expenses, earn flexible rewards, and redeem them, all in one place.

Finding an efficient and beneficial solution

pay.com.au provided Animal Carpentry with a streamlined payments solution that simplified and centralised their business bills, saving them time, money, and resources.

With pay.com.au, they can efficiently manage multiple payments and earn instant rewards on their business spending through the flexible rewards program, PayRewards.

They were also able to maximise the use of their American Express credit card where typically they were only earning 1 point per $1 on all government payments.

By now making these payments through pay.com.au, Animal Carpentry have been able to earn their full credit card rewards, plus PayRewards Points, resulting in earning 2.25x more points than what they would have earnde if paid directly.

“By using pay.com.au we’ve been able to free up a bit of extra cash for cash flow as well.”

Pay.com.au business payments platform dashboard interface
Michael Sanders Animal Carpentry, Co-Director

Building a healthy points balance

After using pay.com.au for several months, they started noticing their points balance soar and couldn’t believe the rewards they were seeing just from paying their business expenses.

The team at Animal Carpentry have been able to triple dip by earning credit card rewards on their American Express, plus PayRewards. Then paying off their credit cards through pay.com.au, again earning rewards on those payments.

The flexibility that Animal Carpentry now has with their points is one of the key benefits they’ve found, with the ability to redeem their points for almost anything they like. Most recently, Mike used his points to redeem for a pair of golf clubs that he ordinarily wouldn’t spoil himself with.

Another aspect Mike loves about pay.com.au is the instantaneous rewards, meaning he never has to miss out on a flight. So, when those hard-to-find reward seats pop up, he can transfer his PayRewards Points to his chosen airline partner straight away and lock in the reward seats.

Pay.com.au business payments platform dashboard interface

More than just rewards

Mike’s understanding of the points world has skyrocketed since using pay.com.au, and he now maximises his rewards earnings by paying almost every business expense, including wages, suppliers, tax, and credit card bills, through the platform.

Mike has also been able to take advantage of pay.com.au’s Personal Shopper and Travel Service through the rewards portal, making spending and redeeming points effortless.

Mike recommends pay.com.au to any other business who wants to get more out of their payments and make paying their bills a seamless experience.

“If you’re not currently using pay.com.au for your business, you’re missing out on millions of points.”

About Animal Carpentry

Animal Carpentry are a Melbourne based construction company who specialises in all aspects of carpentry from the initial set out of the site, to the handover of the build.

With a combined 45 years’ experience in the carpentry industry, their clients range anywhere from simple and smart backyard pergola/decks to boutique building companies on 3-10 million dollar builds.

If you would like to get in touch with Animal Carpentry you can visit their website here.

Getting started with pay.com.au

Animal Carpentry aren’t the only ones maximising their rewards through pay.com.au, whether you’re a big business or a small one, we’ll have a solution for you.

Getting started is quick and easy.

Create a free account today and access 30 days of our premium processing rates.


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